Thank you for this explanation of certain points. I have heard about this too, and I found it interesting that Vitalik Buterin tweeted that you do not have to participate in these DeFi markets, and that they are printing too much liquidity for these farming schemes.

I also saw that ethereum fees were very high, and I try to stay away from ETH. Why would anyone use an ERC-20 when we have the Hive-Engine ?